Say “NO” to ULIPs

Recommendation

AVOID ULIPs – Strongly suggest avoiding regular premium Unit Linked Insurance Plans

Product has significant NEGATIVES – ULIPs have high costs, lack strong performance precedence and in our opinion the product structuring is also faulty

Better product option available – A pure term insurance plus a well-planned direct equity/ equity MF portfolio will help achieve investor objectives plus provide a far superior risk-return profile!

GV